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Sending money to Thailand: fees & transfers
The cheapest way to move US dollars to Thailand is the channel that loses the least to fees and exchange-rate margin — these guides compare transfers, ATMs, and exchange booths on real amounts.
The number that matters is not the headline fee but the total you lose: the transfer fee plus the gap between the rate you get and the mid-market rate.
Each guide runs a real amount through the channels so you can see the difference in baht.
The cheapest way to send USD to Thailand
A low-fee money-transfer service at the mid-market rate is the cheapest way to send USD to Thailand — far less lost than ATMs or airport booths. See the gap on $1,000.
Fees & transfersThailand ATM fees for foreigners
Thai ATMs charge foreign cards a ฿220 terminal fee on top of your card’s ~3% FX markup and any home-bank fee. See what a withdrawal really costs.
Fees & transfersAirport vs bank exchange rates in Thailand
Airport and hotel exchange booths use the widest spreads (~5.5%), so you get materially fewer baht than a bank or a low-fee transfer. See the difference.